The Products We Cover
Insurance 101 DefinitionsIn Zephyrhills, Florida a Liability Only Policy includes "Bodily Injury" and "Property Damage" coverages. Liability & Physical Damage Policy includes "Bodily Injury" and "Property Damage" coverages, along with "Collision" and "Comprehensive".
Bodily Injury protects you if you are involved in an accident and you cause bodily injury to others. This coverage also provides you with a defense if you are sued by another person for covered damages. In Pasco County County, FL coverage limits can range anywhere from the state mandated minimum limits of $15,000 per person and $30,000 per accident, to $1,000,000 or more combined single limit coverage.
Property Damage protects you if you are involved in an accident and you cause damage to another person's property. Coverage limits can range from as low as $5,000 up to $100,000 or more in coverage.
Collision provides protection to pay for damages to your vehicle when it is damaged by collision with another vehicle or object, regardless of fault.
Comprehensive provides protection to pay for damages to your vehicle when it is damaged as a result of causes other than collision, such as vandalism, theft, hail and water.
- Personal Auto
- Personal Watercraft
- Tenant Occupied Property
- Commercial Auto
- Commercial Property
- Commercial General Liability
- Special Events
Auto Insurance Services
Fully comprehensive auto car insurance is without doubt the most expensive in Zephyrhills, Florida.
However, with so many cars financed by finance companies, it is also probably the most common type of auto insurance - as the finance companies make it a requirement that the owner insure their automobile fully comprehensive.
Uninsured Motorists Bodily Injury (UMBI) provides protection to pay the policyholder and passengers in his/her vehicle for bodily injury caused by a hit & run driver or the owner or operator of an uninsured vehicle.
Collision Deductible Waiver (CDW) pays your collision deductible if your insured vehicle is involved in an accident in which an uninsured motorist is held legally responsible. You're required to purchase the collision deductible waiver in conjunction with your collision coverage.
Personal Injury Protection (PIP) pays for both medical expenses and lost wages to the policyholder and any passengers injured in the vehicle in the event of an accident in Pasco County County, FL. (not available in some states)
- Liability Only Policy
- Bodily Injury
- Property Damage
- Medical Payments