Frequently Asked Questions
What hours are Fiesta Auto Insurance offices open?
Our offices are open from 9:00 a.m. – 7:00 p.m. Monday – Friday and Saturdays from 10:00 a.m. – 4:00 p.m. (some locations are open Sundays). Please go to our “Locations Menu” to select your state and then call the respective office for more information about their hours of operations. A representative will be glad to assist you in no time.
Why should I choose Fiesta Auto Insurance to get insured?
Fiesta provides top notch products with a level of customer service that is second to none! Come in, sit down, relax and let our staff help you with the right products for your insurance needs. With Fiesta by your side, you can be sure that you have all of your insurance needs covered by a helpful courteous team of professionals.
Is anyone who drives my car covered?
In most cases, yes, as long as they have the permission or reasonable belief from the insured that they can use the vehicle. The insured is the person named on the insurance policy and their spouse if applicable. There are some exclusions, so you would need to look at your particular insurance policy to make sure. Remember, everyone in your household must be listed on your insurance policy if they have a license. For example, if a girlfriend you live with uses your car, she may not be covered if you did not list her on your insurance policy. On the other hand, if you live separately, she could use your car with your permission and be covered in most cases.
What are Financial Responsibility Laws?
This is the state law that says you have to prove that you are financially able to pay for anything you may be responsible for while driving your car.
What happens if I choose not to purchase car insurance and still drive my car?
That depends on the state you live in. Most states have stringent laws about having car insurance and if you don’t choose to follow these laws by not purchasing car insurance, there can be tough penalties and fines.
What is the difference between comprehensive and collision?
Collision coverage is when you have a collision with something like another car. Comprehensive coverage is when it is anything else other than a collision, such as fire or theft. Most people would have both coverage’s when using the car on a regular basis. Sometimes when you are just storing a car you may only need to keep comprehensive coverage since you are not using it on the road and therefore it is unlikely to be in a collision.
How does my driving record affect my insurance premium?
The premium you pay is a direct reflection of your driving record for the past three to five years depending on the insurance company. Insurance companies order driving records from the DMV of your state of residence and from other states where you’ve been licensed. Statistics show that drivers with tickets and accidents are more likely to have accidents than drivers with clean records.
Do I have insurance coverage for a rental car after a car accident?
Having a car accident can be devastating. Not having an extra car available to drive while your car is being fixed can just add to that feeling. A motor club will not guarantee that you have a rental car so you will want to make sure rental car coverage is provided in your auto insurance policy.